USANA: Product Liability Question

For example, if someone has a bad reaction to a supplement who is liable?

If you would go to "Ask Andy" and do an inquiry for "Product Liability", you would find the following information:

Policies and Procedures Section 3.10.2 Product Liability Coverage
 
USANA maintains insurance to protect the Company and Associates against product liability claims. USANA's insurance policy contains a "Vendors Endorsement" which extends coverage to Independent Associates so long as they are marketing USANA products in accordance with applicable laws and regulations and the Associate Agreement. USANA's product liability policy does not extend coverage to claims that arise as a result of an Associate's misconduct in marketing the products (see also Section 3.14).